Funding Frustrations?

All content on this website, including articles, videos, assessments, tools, downloads, and other materials, is provided for educational and informational purposes only. This content does not constitute professional advice, consultation, or services specific to your business circumstances.

We assume no liability or responsibility for results, damages, losses, or consequences arising from your use of or reliance on information from this website. Business decisions involve risk, and outcomes depend on numerous factors beyond the scope of general educational content.

No Client Relationship

Viewing this website, downloading resources, or consuming content does not create a client-advisor relationship, professional engagement, or fiduciary duty between you and Symco Growth Group CPA Prof Corp, Phil Symchych, or any associated professionals.

Formal client relationships are established only through written engagement agreements that clearly define the scope of work, deliverables, fees, and the joint accountabilities that each party is responsible for upholding.

Permitted Use of Resources

You may use our assessments, tools, templates, and downloadable resources for your own private business purposes if:

Your company generates less than $50 million in annual revenue (in your local currency)
You use the materials internally for your own business operations only
You do not redistribute, resell, license, or share these materials with others
You do not use these materials for commercial purposes beyond your own business

Companies with annual revenue of $50 million or more require written permission before using any materials from this website.

Prohibited Uses

You may not:

Copy, reproduce, distribute, or sell any content from this website
Use our materials in consulting, training, or advisory services you provide to others
Remove or alter copyright notices, trademarks, or attribution
Use automated systems (bots, scrapers) to access or download content
Reverse engineer or create derivative works from our proprietary methodologies
Misrepresent your relationship with our company or professionals
Use the site for unlawful purposes or to violate any regulations

Intellectual Property Rights

All content on this website, including text, graphics, logos, methodologies, assessments, videos, and downloadable materials, is owned by Symco Growth Group CPA Prof Corp and protected by Canadian and international copyright laws.

Grumpy CFO® and The Business Wealth Builder® are registered trademarks of Symco Growth Group CPA Prof Corp. These trademarks must be used with the ® symbol and may not be used without written permission. BLAST™ and Grumpy CFO® Capital Confidence System™ are pending trademarks.

Any unauthorized use of our trademarks or intellectual property may result in legal action.

Our proprietary business methodologies, frameworks, and processes, including the BLAST methodology and Grumpy CFO® Capital Confidence System™, are confidential intellectual property and may not be replicated or used without authorization.

User-Generated Content

We may display testimonials and client feedback on this website. All testimonials are reviewed and approved before posting. By submitting a testimonial or feedback, you grant us permission to use your comments, company name, and professional title in our marketing materials.

We reserve the right to edit testimonials for length or clarity and to remove any content at our discretion.

Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of external sites. Accessing third-party links is at your own risk.

Website Accuracy and Availability

While we strive to provide accurate and current information, we make no warranties about the completeness, reliability, or accuracy of website content. Information may become outdated, and we are not obligated to update materials.

We do not guarantee uninterrupted access to this website. We may modify, suspend, or discontinue any aspect of the site without notice.

Limitation of Liability

To the maximum extent permitted by law, Symco Growth Group CPA Prof Corp, its directors, officers, employees, and contractors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

Your use of or inability to use this website
Reliance on content or materials from this website
Business decisions made based on educational content
Errors, omissions, or inaccuracies in website content
Unauthorized access to or alteration of your data
Any other matter relating to this website

This limitation applies regardless of the legal theory (contract, tort, negligence, or otherwise) and even if we have been advised of the possibility of such damages.

Professional Standards

Phil Symchych is bound by the professional standards and codes of conduct of the Chartered Professional Accountants of Canada (CPA Canada) and the Canadian Association of Management Consultants (CMC-Canada). These standards govern formal client engagements but do not apply to general educational content provided on this website.

Indemnification

You agree to indemnify and hold harmless Symco Growth Group CPA Prof Corp, its professionals, employees, and contractors from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from:

Your violation of these Terms of Service
Your use of website content or materials
Your infringement of any intellectual property rights
Your violation of any laws or regulations

Dispute Resolution

We encourage resolving disputes through good faith negotiation or voluntary arbitration before pursuing litigation.

These Terms of Service are governed by the laws of the Province of Saskatchewan and the federal laws of Canada applicable therein. Any legal action or proceeding must be brought exclusively in the courts of Saskatchewan, and you consent to the jurisdiction of these courts.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes become effective when posted on this page with an updated effective date. Your continued use of the website after changes constitutes acceptance of the modified terms.

Severability

If any provision of these Terms of Service is found unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full effect.