Funding Frustrations?
Discover what's blocking your access to capital
Profit Problems?
Fix Your Financial Blind Spots
See where you're actually making (or losing) money
Growth Stalled?
Break Through Your Ceiling
Scale from $3M-$50M without the chaos
Building to Sell?
Maximize Your Valuation
Increase what buyers will pay for your business
Not sure which problem to tackle first?
Free Assessments
BLAST™ Borrowing Power Assessment
Growth Ceiling Assessment
Free Guides
The Funding Readiness Checklist
Profit Leaks: Where Your Money Goes
The Growth Bottleneck Diagnostic
Valuation Multipliers Explained
Ongoing Learning
Blog: Strategic Growth Insights
Newsletter: The Grumpy CFO Weekly
Fractional CFO Guide
Book Phil
Hire Phil to Speak
Phil's Book: "The Business Wealth Builders"
Break Your B2B Growth Ceiling – Grow Profit & Valuation with Strategic CFO Expertise
You're successful, but stuck. We help B2B owners break through invisible growth barriers to build wealth and freedom.
Find Your Stage Based On What You Need
Stage 1:
Get Control
Stage 2:
Growth Accelerator
Stage 3:
Increase Valuation
Stage 4:
Raise Capital
FREEDOM
Challenge: Hit capacity ceiling, team burnout, bank hesitation
Outcome: Stable strategic growth with clear action plans & next steps
Challenge: Cash flow rollercoaster, reactive management
Outcome: Have an expert create financial clarity and operational control to increase profits
Challenge: Need growth capital, banks won't lend enough
Outcome: Proper reporting & capital structure for funding growth
Challenge: Unknown business value, owner dependency
Outcome: Maximized valuation and owner freedom
Total value $7,000. Your investment, only $1,500
Only 4 spots available each month.
Find Your Stage Based On What You Need
Stage 1:
Get Control
Challenge: Hit capacity ceiling, team burnout, bank hesitation
Outcome: Stable strategic growth with clear action plans & next steps
Stage 2:
Growth Accelerator
Challenge: Cash flow rollercoaster, reactive management
Outcome: Have an expert create financial clarity and operational control to increase profits
Stage 3:
Increase Valuation
Challenge: Need growth capital, banks won't lend enough
Outcome: Proper reporting & capital structure for funding growth
Stage 4:
Raise Capital
Challenge: Unknown business value, owner dependency
Outcome: Maximized valuation and owner freedom
FREEDOM
Total value $7,000. Your investment, only $1,500
Only 4 spots available each month.
You've Hit Your Growth Ceiling And You're Not Alone
Your business is profitable. Your customers are loyal. Your team delivers.
So Why Does The Next Level Feel Impossible?
Research shows 53% of U.S. businesses seeking growth capital face financing shortfalls. In Canada, high-growth companies often receive only 75% of requested funding.
You're not broken.
You've hit a predictable barrier that most successful companies face between $3-30M.
The symptoms:
Working harder but gaining less freedom
Bank says "no" despite strong performance
Profit growth lags behind revenue growth
Cash is getting tighter
Can't fund the growth your customers demand
The truth: What got you here won't get you there. Your existing systems worked to build a $5M company, but these same systems are now blocking your progress.
Free 5-minute quiz to discover your stage and unlock your next level.
What Owners Say
Client Results Speak Volumes
"Phil's advice helped us dramatically increase our business—and personal—wealth. Our financial worth has increased substantially."
"In the first year, we lost $60,000. The next year, we made $140,000 profit. Phil's fees returned many times over."
From $8 Million to $55 Million: How Jake Broke Through
Banker Doug called me about his client, Jake: "Good business, needs growth capital, but doesn't qualify." When I met Jake, he asked what every owner asks: "Why'd the bank turn me down?"
Banks have rules. If you don't meet them, they say no. But Doug believed in Jake's potential. That's why he introduced us.
Jake was productive, driven, turning down customer work because he couldn't scale. He had the capacity but not the capital strategy.
"Do you know which customers make you the most money?"
I asked. "Nope," Jake said. "We'll fix that."
The result? $8M to $55M revenue growth over several years. One year: $26M to $36M (40% growth) with 293% profit improvement. We increased Doug’s confidence. Funded with a $4.5 million line of credit and debt for CapEx.
This is how owners grow from the kitchen table to the boardroom, by getting the right strategic help.
to see if we're a good fit.
The ROI Reality
Typical Stage 2 client: $5M revenue improves bottom line by $200K annually (after our fees). That $200K EBITDA improvement can increase business value by $600K to $1M using standard multiples.
Your investment: ~$100K Year 1
Your return: $200K+ higher profit + $600K higher valuation = $800K = 800%+ ROI
The alternative: Stay plateaued while competitors break through their ceilings and chase your customers and employees.
Why Trust Phil?
Your numbers deserve more than guesswork. Here's why owners rely on me when the stakes are high:
30+ years providing CFO, Strategy, and Consulting advice to owners who demand clarity and results
CPA, MBA, Certified Management Consultant, and Certified Director. I don't just talk the talk, I've walked it in boardrooms and on the shop floor
Partnered with 150+ companies - from Main Street businesses ($1M-$30M) to big names like AFD Petroleum, PCL Construction, Prairie Clean Enterprises, and even a Tim Hortons franchisee with multiple locations.
Featured in Industry West, Manitoba Inc., and Costco magazine - recognized for helping owners get results
Author of "The Business Wealth Builders" - because building owner wealth isn't an accident, it's a system
Clients trust me for straight talk, steady coaching, and zero hype - just practical, actionable results
"You don't have time for philosophies and fluff. I analyze the data and we figure out what to do. Let's get to work."
— Phil Symchych
to see if we're a good fit.
The Four Stages of B2B Growth:
Where Are You? What do you need? What do you want?
Stage 1:
Improve Profit and Performance
Challenge: Cash flow rollercoaster, reactive management
Outcome: Have an expert create financial clarity and operational control to increase profits
Stage 2:
B2B Growth Accelerator
Challenge: Hit capacity ceiling, team burnout, bank hesitation
Outcome: Stable strategic growth with clear action plans & next steps
Stage 3:
Increase Valuation
Challenge: Unknown business value, owner dependency
Outcome: Maximized valuation and owner freedom
Stage 4:
Raise Capital –
our BLAST process
Challenge: Need growth capital,
banks won't lend enough
Outcome: Proper reporting & capital structure for funding growth
What You Get Across All Stages:
Financial clarity through proven systems and reporting so you can make better decisions, faster, without guessing
Growth strategy based on your actual numbers and capacity and built on your strengths
Banker relationships that unlock capital for expansion by building trust and strengthening understanding and relationships
Implementation support to ensure results, not just plans, so you can make positive progress on your goals, increase momentum, and sleep better at night
Discover Your Stage and Breakthrough Strategy
Take our Growth Ceiling Assessment. Get your custom roadmap in 5 minutes.
Many owners just like you feel isolated in their growth struggles. The truth: all successful entrepreneurs hit these ceilings. The difference is knowing which stage you're in and the specific strategy to break through.
What Experts Say
"We trust him. Phil helps us lend more money into lower risk situations."
"Phil creates growth in front of your eyes. Your valuation will dramatically improve."
How We Break Through Growth Ceilings
Need to fund growth? Your next step: The BLAST System
Business Loan Accelerator: Strategy & Trust – invest $1,500 and discover your borrowing potential and how to improve it. (total value $7,000)
Save $5,500 today. Limited BLAST slots each month.
“Phil helped us set our books up to do the right kind of reporting for bankers and to help me understand my costs so that I can negotiate with customers.”
— CEO/Founder, $8M revenue B2B service company that grew to $50 million
Uncover your true borrowing capacity and get a clear roadmap to unlock growth capital.
Estimate current and potential borrowing power ($3,000 value)
Identify specific financial gaps holding you back ($1,000 value)
Get 2-page BLAST Report & Action Plan ($2,000 value)
30-minute financial review with The Grumpy CFO® ($1,000 value)
Total value $7,000. Your investment, only $1,500 Only 4 spots available each month.
100% Money-Back Guarantee if we don’t’ find $100K+ borrowing potential
How BLAST™ Works:
STEP 1
Take Free BLAST Assessment
STEP 2
Book a
Discovery Call
STEP 3
Work with us &
Get Your BLAST Report
Or, if you want to know now, then Buy Now
Total value $7,000, invest $1,500
and let’s calculate your borrowing potential and how to get there.
FAQs: The 5 Questions
Every Owner Asks
What's the investment?
If we’re a fit, we expect to have a significant impact on your business, more than six figures, and likely seven figures, of improved earnings and valuation. Investments vary on the project scope and potential impact to you. My goal is to provide you with a high ROI, usually 300% to 400% or more, in the first year alone. Although, we can’t guarantee those results. So, let’s talk and see if we’re a good fit.
What could go wrong?
Success requires implementing recommendations. Some work better than others, so we learn together. If your bookkeeping isn't current, fix that first, so we have accurate data to analyze. And, we all have the normal business risks such as losing a client or customer or key employee.
How are you different?
I (yes, me, not a team of juniors you’re paying to learn) provide senior-level strategic and CFO expertise without big-firm costs to drive quick, measurable results. I’m accessible and responsive. You get my personal cell number. I don’t have hourly rates and don’t charge admin fees. Big firms have big overheads and junior staff. Basic accountants don't drive growth and they focus on the past, not the future. You get advice from me, like you I’m a business founder and owner, and not just an employee of a large company.
What do clients say?
See testimonials above and throughout the site. Research shows businesses with strategic financial guidance are 40% more likely to achieve growth goals. Many of my clients are long-term relationships, because we get results and they keep growing.
Why trust Phil?
I’ve been through some battles, 34 years’ experience, worked with 150+ companies, 65 industry segments (most innovation comes from outside any specific industry), clients in 7 countries. CPA, MBA, CMC, ICD.D. Author of "The Business Wealth Builders." I grew up in a family business when rates were 23%...I understand financial stress and the pressure of being an owner.
to see if we're a good fit.
You're Not Alone –
And You Don't Have to
Stay Stuck
The most successful business leaders—like elite athletes—surround themselves with experts and coaches. Asking for strategic help isn't weakness; it's what separates those who break through from those who stay stuck.
The next five years will pass whether we work together or not. The question is: will you break through your growth ceiling or remain trapped beneath it?
Step 1: Take the Growth Ceiling Assessment
Step 2: Book a strategy call to see if we're a good fit
Step 3: Get your custom Grumpy CFO® Profitable Growth plan
to see if we're a good fit.
The Grumpy CFO® specializes in strategic CFO services for B2B business owners earning $3-30+ million annually. We provide clear numbers, straight answers, and proven systems to break through growth ceilings and build the wealth and freedom you deserve.
Phil Symchych, CPA, MBA, CMC, ICD.D
The Business Wealth Builder®
The Grumpy CFO®
Originally Established 1994®
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CONTACT
PHIL SYMCHYCH
(Toll-free North America)
Regina, Saskatchewan,
Canada
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