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The 3 Numbers on
Your Balance Sheet
That Decide If Your Banker Says Yes
Your banker has already looked up your business before you walk
in the door. These are the three numbers they're looking at.
Most business owners don't know these numbers exist.
Their accountant never mentioned them. Their banker never explained them. And every year that goes by without understanding them is another year of borrowing capacity left on the table.
These aren't complicated. They're three numbers from your balance sheet. But they're the difference between a banker who calls you back and one who sends a polite letter saying no.
In two minutes, you'll know exactly where your business stands.
Get the Free Scorecard
No spam. Just one useful document that most business owners wish they'd seen years ago.
What you'll find inside:
1
The one number that quietly kills borrowing capacity while your accountant calls it good tax planning.
2
The ratio bankers use to decide if you've got room to borrow more, and what a healthy number actually looks like.
3
The short-term health check that tells your banker whether you can handle new debt right now.
Already know your three numbers and want to go deeper?
Book a call with Phil to discuss your balance sheet and how to make your business more fundable.
The Grumpy CFO® | grumpycfo.com
Strategic CFO and Growth Expert for Mid-Market B2B Companies
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